Set Attainable Goals Have you ever set a goal and then given up on it because you set your sights too high? It can be the same way when you are trying to save money, too. If you plan on saving too much money and you don’t leave yourself with enough money to enjoy life, it can get boring and monotonous. And they you stop because it is just too hard. Set goals to save money that are do-able. You want to make sure that you are not cutting back too much on the things you love but instead try to cut back on the things that you won’t miss much. Try cutting back on things like the amount of television channels that you subscribe to. Keep the ones you love and get rid of the others. Or, if you can, cut out your cable subscriptions and get a lower cost online subscription to something like Netflix. You’ll still be able to watch great shows but the cost is substantially lower.