Set Attainable Goals Have you ever set a goal and then given up on it because you set your sights too high?  It can be the same way when you are trying to save money, too.  If you plan on saving too much money and you don’t leave yourself with enough money to enjoy life, it can get boring and monotonous.  And they you stop because it is just too hard.   Set goals to save money that are do-able.  You want to make sure that you are not cutting back too much on the things you love but instead try to cut back on the things that you won’t miss much. Try cutting back on things like the amount of television channels that you subscribe to.  Keep the ones you love and get rid of the others. Or, if you can, cut out your cable subscriptions and get a lower cost online subscription to something like Netflix.  You’ll still be able to watch great shows but the cost is substantially lower.

Make it Visual

One of the best things you can do is make it visual – write those goals down and keep them somewhere that you can see them.  But don’t stop there. A list of your goals is great but you can find other ways to motivate yourself to stick to your goals. Create a dream map so that you can remember why you are saving money.  You can cut pictures out of magazines to paste or pin on a large board that you can see every day.  You might include pictures of places you want to travel to, the RV that you want to buy when you’re retired, or the retirement home that you want to live in.  When you see your dream map you will be inspired to keep saving and looking for better ways to save money! Do you have any additional tips on goal creation? Feel free to leave them in the comments.